Man, such good news, yesterday I got the titles from my solicitor.
So now I have a separate shop, office, and 3 apartments.
This adds a bit of value to the place as a whole and more importantly, will enable me to refinance the mortgage over the residential portions of the property. Thus being able to take advantage of the lower residential mortgage rates which will save me some money.
The titles are all nice and clean too, no silly bits on them that would reduce value or anything, so that’s good.
And it’s only taken 3 years! In fact just a bit over, I bought this place in July 2009.